Hi, I am Dawn Balch. I am from Florida. I am 27 years old. I love to write blogs and articles regarding finance. I am working for a mortgage company. Borrowers want to know how much they can borrow. Initially, they visit many websites to use online accessibility calculators. Then, they receive an offer from a calculator. Second, they want a mortgage. The mortgage lender gives them an offer. Finally, they ask another mortgage lender. The last mortgage gave them another offer that was not the same as the previous one. No one here is to blame. Every lender has clear criteria for how much you can qualify for the maximum mortgage. You can make use of the mortgage affordability calculator Florida to calculate the cost of the mortgage loan.